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Yes, foreigners can buy property in Costa Brava without any problems. This applies to Dutch, Belgians, and other international buyers. There are no restrictions on owning a second home, vacation home, or investment property in towns like Blanes, Lloret de Mar, Palamós, Platja d’Aro, Calonge, Santa Cristina d’Aro, Malgrat de Mar, Sant Feliu de Guíxols, and Begur.

At PA Costa Brava, we professionally guide foreign buyers through every step of the purchase process, so you can buy your second home in Spain with complete peace of mind.

What you need to know:

• NIE number (Numero de Identificacion de Extranjero)
  For a property on the Costa Brava, a NIE number is mandatory. This number allows you to sign the purchase contract, pay taxes, and register your property. PA Costa Brava can assist you in applying for your NIE number and will guide you through the entire process.
• Notary and registration
  The ownership transfer takes place at a Spanish notary, who ensures that everything is handled correctly. Afterward, the property is registered in the Property Registry (Registro de la Propiedad). At PA Costa Brava, we ensure that you safely and fully legally become the owner of your property on the Costa Brava.
• Bank account in Spain
  It is advisable to open a Spanish bank account for tax payments, notary fees, and other expenses. We will assist you with this and ensure everything runs smoothly.
• Taxes and additional costs
  Foreigners pay the same taxes as Spaniards, such as transfer tax on existing homes or VAT on new construction, notary fees, and registration fees. PA Costa Brava provides a clear overview of all costs so you know what to expect.
• Local guidance
  By choosing PA Costa Brava, your registered real estate agent on the Costa Brava, you will receive complete guidance throughout the purchase. We are your local contact in Blanes, Lloret de Mar, Palamós, Platja d’Aro, Calonge, Santa Cristina d’Aro, Malgrat de Mar, Sant Feliu de Guíxols, Pals, Tamariu, Calella de Palafrugell, and Begur, even if you are not regularly in Spain yourself.

Conclusion:
A foreigner can safely and completely legally buy a second home on the Costa Brava. With the local expertise of PA Costa Brava, you are assured of a worry-free, safe purchase and reliable guidance every step of the way, from viewing to legal settlement.

Yes, foreign buyers can obtain a mortgage in Spain. The conditions vary by bank and region. PA Costa Brava will advise you on the possibilities and connect you with reliable Spanish banks or other mortgage providers. Nowadays, Dutch clients often refinance their property in the Netherlands to use the resulting equity for the purchase of a second home on the Costa Brava.

Foreigners pay the same costs as Spaniards:

• Transfer tax on existing homes
• VAT on new construction
• Notary fees
• Registration fees

PA Costa Brava creates a personalized overview so you know exactly what you have to pay in cities such as Blanes, Lloret de Mar, Palamós, or other villages on the Costa Brava.